Information about Texas SR 22 Insurance

What is an SR 22 ?

Generally, An SR 22 filing requirement is due to a traffic infraction. Failure to comply with the SR 22 filing requirement usually will result in suspension of driving privileges. DWI's DUI's and Tickets for Driving Without Financial Responsibility or " no Insurance ", occasionally there may be other reasons a filing is required or otherwise desired. The SR 22 Form requested by a licensing authority can be issued by an appropriately licensed Insurer. The Insurance represented must meet the minimum limits for your state. In Texas 30/60/25 or 85 total is the minimum required coverage. The face of the form indicates verifiable financial responsibility from the Insurer to the state on behalf of the named insured.

SR 22 Same Day Service

We can in most cases have your SR 22 form ready and available as a same day service when you effect coverage. You have the following options for the filing of your form..

        1. We can File it To the State Capital of Texas For you.

        2. You can file it yourself at your local Drivers License office

        3. Occasionally you may wish to have your attorney handle the matter for you

            in which case we will provide the SR 22 form to you for your attorney's use.

License Suspended

If you've already had your License suspended and an SR22 Filing is required. You will need to file the form with the appropriate fines or fees before your license suspension will be lifted.

Filing Term

In Texas the customary required filing term is for 2 to 3 years from the date of order or suspension.

During this time you must maintain an SR 22 filing in order to keep your license valid and current. If your Insurance policy expires, is cancelled or ceases coverage for any reason. The insurer is required by law to notify the ordering State.

Penalty for Failure to Maintain SR 22

When notice that your coverage and SR22 Insurance filing is no longer valid is received by the State Licensing Authority, and if your filing period requirement has not yet been met, The Drivers License is generally suspended again until such time as a replacement SR 22 is filed by another Insurance Company.

It is important during this time that your Drivers License address information be correct and up to date with your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue

It is important to keep this information up to date because this is the address at which you will be sent notices about your license, including, Renewals and Notices Of Suspension.

Contact us today for more information about Texas SR 22 Insurance

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