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Driver Information

What is a Texas SR22 ?

An SR 22 insurance requirement is most often due to a traffic violation. Failure to comply with the order usually results in suspension of an individuals driving privileges. DWI's, DUI's and Tickets for Driving Without Financial Responsibility or having had an accident previously without a covering insurance policy are common reasons, occasionally there may be other reasons. The Form is ordered by a court or by a licensing authority and can be issued by an Insurer in your state of residence and must meet the minimum allowed limits. In Texas 30/60/25 or 85 total is the minimum insurance. Each state regulates it's own Financial Responsibility and minimum insurance limits. The face of the Form evidences that the named insured now meets at least the minimum limits.

SR22 Insurance Same Day Service

In most cases, we can have your sr22 insurance certificate ready and available by Same Day service. The following options are available.

        1. We can File your SR22 Certificate to the State Capital of Texas For you.

        2. You can file the SR22 yourself at your local DPS office

        3. Occasionally you may wish to have your attorney handle the matter for you,   

            in which  case we can provide the SR 22 form to you for your attorney's use.

License Suspended

If you've already had your License suspended and a SR22 insurance certificate is required. You need to file the form with the appropriate fines or fees before your suspension will be lifted.

Filing Term

In Houston Texas the customary term is for 2 to 3 years from the date of Suspension.

During this time you must maintain an SR22.  If your auto insurance policy expires, is cancelled or ceases coverage for any reason during the ordered period. The insurer is required by law to notify the ordering State that your insurance coverage has been cancelled or withdrawn and will result in subsequent License Suspension.

How Long does it take?  Instant Issue

Many of our underwriters now offer electronic service for you, When filed electronically it typically propagates state databases within 12 to  24 hours.

Where do I get one ?

"Only Your Insurer" can Issue and sign your SR22 insurance certificate on your behalf. Your Insurer may file it for you or give it to you to file yourself but only the company may Issue the certificate. It is unlawful for any other entity, or 3'rd party to issue an SR22 Certificate on your behalf without your companies consent and can void your policy under fraud and forgery statutes.

How Much will it cost?   Free

Never a charge for your SR22 Insurance Filing when you request your Insurance Quotes through this site. Feel free to browse or call us for more information or personal quote assistance.

Need Help? Give us a call

       Our Office hours:   8:00 am - 6:00 pm

                                   Monday - Friday.

Email Insurance Quotes are prepared by our staff during business hours and returned to you by your preferred method.

Instant SR22 Quotes are provided by our product vendor underwriters for your convenience.

Penalty for Failure to Maintain SR 22

When notice that your insurance coverage and SR 22 filing is no longer valid is received by the Licensing Authority, and if your requirement has not yet been met, The Drivers License is generally suspended again until such time as a replacement is filed by another insurance company.

It is important during your SR22 filing term that your address information be correct and up to date with your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges, renewals and notices of suspension at the home address listed on you license.

Many people have found only after months or sometimes years later that they have been driving on a Suspended License due to lack of an sr22, this is usually the result of outdated address information on file.

I No longer Need an SR 22 Endorsement

Your Auto Insurance coverage continues in force unless you request otherwise. If you wish you may request the SR22 Endorsement be removed from your insurance policy when no longer needed. Remember, proof of  Financial Responsibility is required for all drivers when on public roads. Our Underwriters usually already know of your driving history change, at the next renewal date your premium rate is adjusted to reflect your most recent driving experience.

Contact us today for more information or request an SR22 quote above.