Houston SR22 Insurance

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Driver Information

What is a Texas SR22 ?

An SR 22 requirement is most often due to a traffic violation. Failure to comply with the order usually results in suspension of an individuals driving privileges. DWI's, DUI's and Tickets for Driving Without Financial Responsibility are common reasons, occasionally there may be other reasons. The Form is ordered by a court or by a licensing authority and can be issued by an Insurer in your state of residence and must meet the minimum allowed limits. In Texas 25/50/25 or 75 total is the minimum. Each state regulates it's own Financial Responsibility and minimum limits. The face of the Form evidences that the named insured now meets at least the minimum limits.

SR22 Insurance Same Day Service

In most cases, we can have your certificate ready and available by Same Day service. The following options are available.

        1. We can File it To the State Capital of Texas For you.

        2. You can file it yourself at your local DPS office

        3. Occasionally you may wish to have your attorney handle the matter for you,   

            in which  case we can provide the SR 22 form to you for your attorney's use.

License Suspended

If you've already had your License suspended and a Texas SR22 is required. You need to file the form with the appropriate fines or fees before your suspension will be lifted.

Filing Term

In Texas the customary term is for 2 to 3 years from the date of Suspension.

During this time you must maintain an SR22.  If your auto policy expires, is cancelled or ceases coverage for any reason during the ordered period. The insurer is required by law to notify the ordering State that your coverage has been cancelled or withdrawn and will result in subsequent License Suspension.

Penalty for Failure to Maintain SR 22

When notice that your coverage and SR 22 filing is no longer valid is received by the Licensing Authority, and if your requirement has not yet been met, The Drivers License is generally suspended again until such time as a replacement is filed by another Company.

It is important during this time that your address information be correct and up to date with your State Licensing Authority. You usually receive any notice from them regarding the status of your driving privileges, renewals and notices of suspension at the home address listed.

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file.

Contact us today for more information about Houston SR22 Insurance