El Paso SR22 Insurance

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        El Paso SR 22 Insurance

El Paso SR 22 Insurance

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El Paso SR22 Insurance

 

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SR22 Same Day Service

We can in most cases have your SR22 form ready and available as a same day service when you effect coverage. You have the following options.

        1. We can File it To the State Capital of Texas For you.

        2. You can file it yourself at your local DPS office

        3. Occasionally you may wish to have your attorney handle the matter for you, in

            which case we will provide the SR 22 form to you for your attorney's use.

What is a Texas SR22 ?

An SR 22 requirement is most often due to a traffic violation in regards to accidents and or driving while uninsured. Some drug related charges can also prompt one. Failure to comply with the SR22 filing requirement usually will result in suspension of driving privileges. DWI's DUI's and Tickets for Driving Without Financial Responsibility or " no Insurance ", occasionally there may be other reasons a filing is required or otherwise desired. The SR22 Form requested by a licensing authority can be issued by an appropriately licensed Insurer. The Insurance represented must meet the minimum limits for your state. In Texas 25/50/25 or 75 total is the minimum required coverage. The face of the form indicates verifiable financial responsibility from the Insurer to the state on behalf of the named insured.

License Suspended

If you've already had your License suspended and an SR22 is required. You will need to file the form with the appropriate fines or fees before your suspension will be lifted.

Penalty for Failure to Maintain SR 22

When notice that your coverage and SR 22 filing is no longer valid is received by the State Licensing Authority. If your requirement has not yet been met, the Drivers License is generally suspended again until such time as a replacement SR22 is filed by another Insurance Company.

It is important during this time that your address information be correct and up to date with your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue

It is important to keep this information up to date because this is the address at which you will be sent notices, including, Renewals and Notices Of Suspension.

Filing Term

In Texas the customary required filing term is for 3 years from the date of order or suspension.

During this time you must maintain an SR22 filing in order to keep your license valid and current. If your Insurance policy expires, is cancelled or ceases coverage for any reason. The insurer is required by law to notify the ordering State so that the driving privileges and vehicle registrations can again be suspended.

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