Lubbock SR22 Insurance

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Back on the road again

What is a Texas SR22?

Generally, An SR 22 filing requirement is due to a traffic infraction. Failure to comply with your requirement usually will result in suspension of driving privileges. DWI's DUI's and Tickets for Driving Without Financial Responsibility or " no Insurance ", occasionally there may be other reasons a filing is required or otherwise desired. The SR22 Form requested by a licensing authority can be issued by an appropriately licensed Insurer. The coverage represented must meet the minimum limits for your state. In Texas 30/60/25 or 85 total is the minimum required coverage. The face of the form indicates verifiable financial responsibility from the Insurer to the state on behalf of the named insured.

Same Day Service

We can in most cases have your Texas SR22 form ready and available as a same day service when you effect coverage. You have the following options.

        1. We can File it To the State Capital of Texas For you.

        2. You can file it yourself at your local Drivers License office

        3. Occasionally you may wish to have your attorney handle the matter for you, in

            which case we will provide the SR 22 form to you for your attorney's use.

License Suspended

If you've already had your License suspended and an SR22 is required. You will need to file the form with the appropriate fines or fees before your suspension will be lifted.

Filing Term

In Texas the customary required filing term is for 3 years from the date of order or suspension.

During this time you must maintain an SR22 filing in order to keep your license valid and current. If your policy expires, is cancelled or ceases coverage for any reason. The insurer is required by law to notify the ordering State.

Penalty for Failure to Maintain SR 22

When notice that your coverage and SR 22 filing is no longer valid is received by the State Licensing Authority, and if your requirement has not yet been met, The Drivers License is generally suspended again until such time as a replacement SR22 is filed by another Insurer.

It is important during this time that your address information correct and up  your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue

Contact us today for more information about Lubbock SR22 Insurance